How to Profit from Peer-to-Peer Lending – Earn 9% to 33% with Small Loans

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Peer-to-Peer Lending makes you the Bank

Learn how to earn great returns while managing the risk

Learn how to increase your investment returns with peer-to-peer lending. You’ve seen the ads, “put your money in our bank and earn .95% interest!” Then to make matters worse, the bank takes your money and they loan it out to borrowers and charge them 5%+ while they give you .95%. And then to add to the pain you wonder, how am I going to retire or out live my money in retirement with such a low returns!

In this book, you will see how I cut out the banks and make direct loans via peer-to-peer lending (P2P) or as its also called person-to-person lending. Using Lending Club or Prosper (both web-based companies) I routinely earn 9% to as high as 33% without having to worry about collections, payment processing, nothing. The money is returned to my account monthly and eligible for reinvestment.

It doesn’t matter if you are a beginning investor with $25 to your name or you want to grow your IRA, Self-Directed IRA, or other retirement account, you should include peer-to-peer lending as part of your long-term investment strategy.

You will start at the beginning

We will walk through the peer-to-peer lending process, how loans are evaluated and how they end up getting on to the website for investors to consider and review. We then turn to how a loan’s interest rate is calculated. You will learn how to apply filters and how to develop your own lending criteria with the focus of minimizing the risk.

It’s not just the Return on Investment – It’s the Return OF Investment

If you don’t understand how credit works and how banks assess risk and you only chase the high yield loans, you may find that your investment is quickly written off as uncollectable debt. You will learn how the peer-to-peer lending process works, how you get paid and more importantly how to choose loans that will return your investment to you. You will learn about the 4 loan types that you should avoid like the plague.

I will share with you the filters I use to earn a steady 9.1% over the last 2 years; this does not include notes I have sold which have returned yields up to 33%. We will back test the filters and you will be able to go to the free website and test your own criteria so you know your likely return before you invest.

Like stocks – Notes can also be traded

Very few people realize that there is a trading platform that allows you to place your notes up for sale and if you buy them correctly upfront, you can turn around and sell them for a profit. In this book, you will learn how to appraise a note and then list it for sale and greatly increase your yield or you can use these same principles to buy loans listed below market price and hold it until it’s paid to earn even a higher yield.

What to do if…

Even with the best upfront planning, there is still a chance that some of your loans will stop performing (the loans will be late), you will see how I take action quickly when this occurs to help you recover as much of your investment as possible.

You will also learn advanced peer-to-peer lending techniques such as:
–How to calculate your yield when you sell the note after only a few months.
–Where to download the file I use to calculate this return.
–Why you should trade your notes on the secondary market.
–How to handle the 5 likely outcomes after you invest in a note.
–Why I prefer LendingClub.com to Prosper.com

Rich in Research

This book is rich in research and the best part is that after learning these technics, you will be able to perform your own research have the confidence as you invest in this exciting investments.

So Don’t Delay – Learn how to profit from peer-to-peer lending. Scroll up & click the buy button today.

ASIN ‏ : ‎ B00APBK6T4
Publisher ‏ : ‎ Veriploy Press (December 16, 2012)
Publication date ‏ : ‎ December 16, 2012
Language ‏ : ‎ English
File size ‏ : ‎ 4085 KB
Simultaneous device usage ‏ : ‎ Unlimited
Text-to-Speech ‏ : ‎ Enabled
Screen Reader ‏ : ‎ Supported
Enhanced typesetting ‏ : ‎ Enabled
X-Ray ‏ : ‎ Not Enabled
Word Wise ‏ : ‎ Enabled
Sticky notes ‏ : ‎ On Kindle Scribe
Print length ‏ : ‎ 95 pages